Alvin Perkins

Credit Freedom Alvin Perkins

Many people have no idea they have bad credit until they're turned down for a loan, charge card, or affordable interest rate. Then they discover that a low credit score can cast a shadow over their entire financial future.



Credit Freedom is designed to help people restore their credit and thrive. It outlines common reasons for low credit ratings and details the credit-repair process step by step. In simple language, it describes what you can learn from your credit report and how to decipher complicated financial jargon.



Once you understand the reasons for your poor credit, you must dispute the adverse information in your credit report. Credit Freedom offers a wealth of sample letters to empower you to do just that. Templates are provided to help you craft letters to request free credit reports, to explain why a payment was late, to ask that erroneous information be deleted or corrected from your credit history, and more. Useful addresses are included as well.



Importantly, Credit Freedom coaches you to follow up on all correspondence politely but assertively. It's not enough to be aggressive in the fight for good credit; you must also be tenacious. Persistence will lead to great results!